Risk management could lead you to possibly using one or all of these as your email signature or tailoring them to your risk management needs: WIRE FRAUD WARNING: Organized criminals may send fake email to trick you into wiring or electronically sending your money to them so they can steal your money. Always be suspicious… Continue Reading From Byron King: Sample Email Signature
A picture of an egg, The Miracle on the Hudson remembered, Brazilian spiders and much more, compiled by Anne-Marie Siudzinski, Senior Library Information Specialist. Just waitin’ in line for a burger. Which do you prefer on Instagram–an egg or Kylie Jenner? We prefer the egg. Using Alexa in an open-plan office–not a great idea. Newsflash,… Continue Reading What We’re Reading: January 14-18
The LLR seller disclosure asks about a meter conservation charge. Basically, this is a way the utility charges or "finances" energy measures such as a new energy efficient hot water heater or other appliance for example. You have often seen these offers in your utility bills. SC Code: https://www.scstatehouse.gov/code/t58c037.php SECTION 58-37-50. Agreements for energy efficiency… Continue Reading From Byron King: Statutory Definition Meter Conservation Charge
At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.99 percent this November, up 19.1 percent compared to 4.19 percent a year ago. Housing affordability declined from a year ago in November moving the index down 10.6 percent from 161.0 to 144.0. The… Continue Reading November 2018 Housing Affordability Index
By Samantha Jones The old adage, “Rome wasn’t built in a day,” rings true more than ever at the beginning of a new year. Sure, 2019 means a theoretical blank slate and chance to improve every facet of our lives. Yet, sometimes we set ourselves up to fail with those lofty goals. I’m all for… Continue Reading New Year’s Inspirations
When you are dealing with clients who exhibit signs of mental health issues or dementia or confusion, there are a number of steps you can take to help. Talk to the client. Ask the client for permission to reach out to emergency contacts that the client has provided you (e.g. friends, family, relatives, lawyers, social… Continue Reading From Byron King: Handling Clients Exhibiting Mental Confusion, Memory Lapses (More than Normal)
A 911 misdial, automatic beer ordering, lava and water and much more, compiled by Anne-Marie Siudzinski, Senior Library Information Specialist. Out of beer? This fridge will reorder for you. gfpeck/flickr/2009 Ooops, he dialed the wrong number (from space). Super Blood Wolf Moon–Game of Thrones episode or astronomical event? Being bored is good for you, according… Continue Reading What We’re Reading: January 7-11
By Melissa Dittmann Tracey, REALTOR® Magazine As more homes get teched out, how do you make a home smart but stylish too? CES 2019—Las Vegas’ annual mega tech show—is showing off thousands of high-tech products, including a growing number to outfit a smart home. From smart mirrors to rollable TV screens, CES 2019 vendors are… Continue Reading High-Tech Home Design From CES 2019
In 1981 when NAR first started tracking the data, the average age of a first-time homebuyer was 29. They made up 44 percent of all homebuyers. Sixty-eight percent of first-time buyers were married couples, 12 percent were single female and 13 percent were single male (seven percent were other). In contrast, in 2018, the average… Continue Reading Throwback Thursday: First-Time Homebuyers Then and Now
Wondering what your top three 2019 risk management worries should be? NAR risk management committee identifies three: Team issues Coming soon Cybersecurity https://www.nar.realtor/natmeet.nsf/vwAttachmentsByKey/20461AC02FFF293786258354007C7B87/$File/AN18%20Minutes.Final.pdf Team issues: Remember the BIC supervises and compensates so have all that in writing. Know who your BIC is. Know in writing what your compensation is and how issues change if you… Continue Reading By Byron King: NAR Risk Management Committee Top 3: Teams, Coming Soon, Cybersecurity