Chubb Insurance states that ransomware attacks are up 1,234% since 2016. Ransomeware: The cyber crooks lock your computer/cyber data until you pay the overseas cyber crooks. Payment is often required in difficult to trace cryptocurrency (e.g., Bitcoin). FBI uses education as a defense since the cyber crooks are almost always operating overseas in countries that… Continue Reading CYBER INSURANCE VERSUS CYBER CRIME
Sometimes the parties want to change an SCR agreement after the agreement has been signed/delivered/ratified/agreed. Some states have a myriad of change forms. SCR standard forms committee desires to minimize the number of forms and to simplify the forms use. So, SCR390 general addendum/amendment form is the "Swiss Army Knife of SCR forms" with many… Continue Reading How to Change Any SCR Form Using SCR390
Case #10-4: Use of “Choose Your Neighbor” Marketing Letters REALTOR® A listed a property in a new subdivision. At the instruction of his client, Seller X, REALTOR® A did not enter the listing in the MLS, did not place a “For Sale” sign on the property and did not advertise the property online. Seller X… Continue Reading FAIR HOUSING: Case 10-4
https://www.nar.realtor/newsroom/nar-s-second-annual-policy-forum-explores-barriers-to-affordable-housing-in-u-s Posted by: Byron King on 2/20/20 (This information is only accurate as of 2/20/20. You must contact SCR for updates and changes to this information after 2/20/20 as laws and regulations may change over time. SCR 803-772-5206 or email info at screaltors.org)
If you need assistance with a LLR SCREC SC Real Estate Commission licensing matter, please email Contact.REC or call the LLR SCREC main number at 803-896-4400. If you need to file a written government license law complaint, please visit the LLR website's complaint page. Please contact LLR's office of Investigations and Enforcement for any questions… Continue Reading How to File a License Law Complaint at LLR SCREC (State Government)
All 25,000 South Carolina REALTORS® have an ethical duty to report to the association their personal knowledge of willful discrimination conduct that may violate Article 10 "Fair Housing" portions of the REALTOR® code of ethics. https://screaltors.org/codeofethics/ https://screaltors.org/mediation/ https://screaltors.org/fileacomplaint/ A violation of "Fair Housing" ethics can result in up to $15,000 in fines, assignment of fair… Continue Reading FAIR HOUSING: REALTOR Ethics
WISTV interview with SCHAC Director of Fair Housing DeLaine Frierson which discusses how to file complaints, resolution steps, and animal issues (e.g., service animals, comfort animals, emotional support animals). https://www.youtube.com/watch?v=0sUr-mxXetc Director Frierson also broadcast a SC REALTORS Youtube webinar: https://www.youtube.com/watch?v=m9t2_kwI2_A Posted by: Byron King on 2/7/20 (This information is only accurate as of 2/7/20. You… Continue Reading FAIR HOUSING: SC Human Affairs Commission Director of Fair Housing Interview with WISTV
https://www.youtube.com/watch?v=o-HT4aQ9Lu0 Covers fair housing issues and how to file complaints of discrimination at SC Human Affairs Commission. Posted by: Byron King on 2/7/20 (This information is only accurate as of 2/7/20. You must contact SCR for updates and changes to this information after 2/7/20 as laws and regulations may change over time. SCR 803-772-5206 or… Continue Reading FAIR HOUSING: SC Human Affairs Commission Video
2017https://www.youtube.com/watch?v=kFJL3zjzOYc 2012 https://www.youtube.com/watch?v=m9t2_kwI2_A Posted by: Byron King on 2/7/20 (This information is only accurate as of 2/7/20. You must contact SCR for updates and changes to this information after 2/7/20 as laws and regulations may change over time. SCR 803-772-5206 or email info at screaltors.org)
REALTORS® having direct personal knowledge of conduct that may violate the Code of Ethics involving Misappropriation of client or customer funds or property... Willful discrimination... or Fraud resulting in substantial economic harm... bring such matters to the attention of the appropriate Board or Association of REALTORS®. Posted by: Byron King on 2/7/20 (This information is… Continue Reading FAIR HOUSING: REALTORS(R) Duty to Report